Covered property damage costs: Copy of invoices, orders or purchase orders paid, and receipts, cancelled checks or account statements verifying eligible payments, and verification that costs were related to uninsured property damage due to public disturbance vandalism or looting that occurred in 2020.Covered operations expenditures: Copy of invoices, orders or purchase orders paid, and receipts, cancelled checks or account statements verifying eligible payments.Business utility payments: Copies of invoices and receipts, cancelled checks or account statements.Business rent or lease payments: Copy of current lease agreement and receipts or cancelled checks verifying eligible payments.Business mortgage interest payments: Copy of lender amortization schedule and receipts verifying payments, or lender account statements.Non-payroll (for expenses that were incurred or paid during the Covered Period and showing that obligations or services existed prior to February 15, 2020, for the first three listed obligations/services):

(Note that reporting these qualified wages in the payroll costs entered on your loan forgiveness application will affect the amount of qualified wages that can be used to claim the employee retention credit.) The Employee Retention Credit under section 2301 of the CARES Act, as amended by sections 206 and 207 of the Taxpayer Certainty and Disaster Tax Relief Act of 2020 (additional Guidance on the Employee Retention Credit under Section 2301 of the Coronavirus Aid, Relief, and Economic Security Act (PDF) and Guidance on the Employee Retention Credit under the CARES Act for the First and Second Calendar Quarters of 2021 (PDF) are both available from the IRS), and the Employee Retention Credit under section 3134 of the Internal Revenue Code of 1986, as enacted by the American Rescue Plan of 2021.Qualified wages paid during April 1, 2020, through December 31, 2021, that are taken into account for purposes of claiming:.Do NOT include the following when calculating eligible payroll costs for loan forgiveness:.Payment receipts, cancelled checks, or account statements documenting the amount of any employer contributions to employee health insurance and retirement plans that the borrower included in the forgiveness amount.State quarterly business and individual employee wage reporting and unemployment insurance tax filings reported, or that will be reported, to the relevant state.Payroll tax filings reported, or that will be reported, to the IRS (typically, Form 941) and.Tax forms (or equivalent third-party payroll service provider reports) for the periods that overlap with the Covered Period:.Bank account statements or third-party payroll service provider reports documenting the amount of cash compensation paid to employees.Payroll (provide documentation for all payroll periods that overlapped with the Covered Period): However, SBA may request information and documents to review those calculations as part of the loan review or audit processes. SBA Form 3508S does not require borrowers to provide additional documentation to show the calculations used to determine their loan forgiveness amount. Your lender can provide further guidance on how to submit the application.

Your lender can provide you with either the SBA Form 3508, SBA Form 3508EZ, SBA Form 3508S, or a lender equivalent.

For borrowers whose lender is not participating, you must apply through your lender.

The questions you will be asked in the portal correspond to those asked on SBA form 3508S. Direct forgiveness borrowers must use the SBA forgiveness portal.

For borrowers whose lender is participating in direct forgiveness, you can use our portal to apply after August 4, 2021.

Review the list of lenders participating in direct forgiveness to determine whether you must apply via SBA. Determine if your lender is participating in direct forgiveness through SBA and complete the correct form:

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